Insurance for Adult Children
My son is 25 years old, married and lives across town. With the changes in Health Care Reform, can I add him to my group health insurance policy?
Yes. You can add your child as a dependent under your group insurance if he/she is married and living at a different address up to the age of 26 as long as he is not eligible for coverage from his own employer. That child also does not need to be a dependent on your tax return. Your child no longer needs to be enrolled full-time in college (and in the past the coverage continued up to the age of 23). Only your child would be eligible for dependent coverage, not his wife and / or child(ren).